When comparing schools, it's important to compare apples to apples.

Make a spreadsheet of all expenses (including fees) for each university you are considering. Subtract any aid that you are offered. Remember that scholarships and grants do not need to be repaid, but loans do (with interest).

College cost comparison

Expenses
  University A University B
Tuition and Fees $15,000 $35,000
Room and Board $10,000 $10,000
Total Expenses $25,000 $45,000
Financial Aid
  University A University B
Scholarships $2,500 $17,500
Grants $5,000 $5,000
Loans $5,500 $5,500
Total Aid $13,000 $28,000
Out-of-Pocket Cost
  University A University B
Expenses $25,000 $45,000
Financial Aid - $13,000 - $28,000
Total Out-of-Pocket Cost $12,000 $17,000